2. TERMS & CONDITIONS

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Terms & Conditions

Last updated: January 12, 2026

By accessing or using Credit Freedom Launchpad, you agree to the following terms.

Nature of the Service

Credit Freedom Launchpad provides a one-time, automated credit report assessment and generates dispute documentation based on the information you upload.

The service is informational and documentation-based only.

What We Are Not

Credit Freedom Launchpad:

  • Is not a credit repair organization as defined by law

  • Is not a law firm

  • Is not a financial advisory service

  • Is not affiliated with any credit bureau, creditor, or government agency

No Guarantees

We do not guarantee the removal of any credit item, changes to credit scores, or specific outcomes. Results depend on factors outside our control, including creditor and credit bureau responses.

User Responsibilities

You are responsible for:

  • Providing complete and accurate credit reports

  • Deciding how to use the assessment and dispute documentation

Payment Terms

  • All purchases are one-time fees

  • There are no subscriptions or recurring charges

  • Delivery begins after payment and document upload

Refund Policy

Due to the digital and near-immediate nature of the service:

  • Refunds are available only if the assessment has not yet been delivered

  • Once results are delivered, the service is considered complete

Limitation of Liability

To the maximum extent permitted by law, Credit Freedom Launchpad shall not be liable for indirect, incidental, or consequential damages arising from use of the service.

Changes to Terms

We may update these Terms at any time. Continued use of the site constitutes acceptance of updated terms.


3. DISCLAIMER

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Disclaimer

Credit Freedom Launchpad provides an automated assessment and dispute documentation based on the information supplied by the user.

  • This service does not guarantee removal of any credit item

  • Credit outcomes depend on third-party decisions by creditors and credit bureaus

  • Dispute letters are templates generated based on reported information

  • Results may vary

Nothing on this site should be interpreted as legal, financial, or credit advice.