Answer:

Most people take action on their credit without knowing what is actually disputable, what isn’t, or what a credit repair company would even be working on.

This assessment solves that problem by giving you a clear, documented breakdown of what’s affecting your credit — so you can move forward with certainty instead of guesswork.

Answer:

Credit repair focuses on submitting disputes over time.

This assessment focuses on identifying and documenting what should be disputed first.

Many credit repair companies perform a similar review internally. This gives you that same level of clarity upfront — before committing to any ongoing service.

Answer:

The dispute letters generated by this assessment can be used to challenge inaccurate or inconsistent reporting. Depending on how creditors and bureaus respond, this may lead to changes on your credit reports.

While no specific outcomes are guaranteed, this assessment gives you the information and documentation needed to take informed, effective action.

Answer:

This purchase is for the credit assessment and dispute documentation only.

After reviewing your results, you may choose to submit the dispute letters yourself, or you may have the option to receive assistance with the dispute process if you prefer not to handle it on your own.

The assessment is designed to come first, so you can decide how you want to proceed with clarity and confidence.

Answer:

One of the biggest frustrations with credit repair services is not knowing what’s being challenged, why it’s being challenged, or how long the process should take.

This assessment removes that uncertainty.

By clearly identifying what’s affecting your credit and documenting what can be disputed, you gain the same visibility and understanding credit repair companies rely on — before spending money on ongoing services.

That puts you in a position of authority. You can take action yourself or delegate from a place of knowledge, not blind trust.

Answer:

You’ll receive:

1. A clear breakdown of what’s affecting your credit

2. Accounts flagged for reporting issues

3. Dispute letters generated for each flagged account

Everything is delivered digitally.

Answer:

Once your credit reports are uploaded, most assessments are completed and delivered within about 15 minutes. Most reviews are completed automatically once reports are uploaded.

You’ll receive an email notification as soon as your results are ready.

Answer:

For the most accurate review, you should upload reports from all three bureaus: TransUnion, Experian, and Equifax.

You may upload:

Three individual bureau reports, or

One combined 3-in-1 report from services like Identity IQ, MyFICO, or similar providers

Uploading all three ensures nothing is missed.

Answer:

No. This is a one-time purchase for a single credit report review.

There are no recurring charges.

Answer:

Each assessment reviews your credit at a specific point in time. If you update your credit reports in the future and want another review, you can request a new assessment.

How you proceed after receiving your results is entirely up to you.

Answer:

This assessment is for anyone who wants clarity and direction before spending money, time, or effort on the wrong solution.

It’s especially useful if you want to understand your credit, regain control of the process, and make decisions from a position of knowledge.